The first Health-to-Wealth™ benefit system that turns preventive care into real money — and lowers employer healthcare costs.
ERISA-compliant • Works with or without major medical
Employers Without Major Medical
When traditional insurance isn't affordable.
WellthCare™ delivers healthcare and retirement benefits your employees will actually use, without the cost structure of BUCA.
You can provide:
$0 co-pay, $0 deductible urgent care, primary care, prescriptions, labs, and mental health support
Automatic Pension contributions
Free money
Employers With Major Medical
When premiums are rising.
Wellthcare™ works alongside your existing plan --with no disruption. Traditional healthcare is expensive, yet underused. High deductibles cause employees to delay care, then enter the system late, when treatment is most costly.
"80% of physicians report that patients delay or refuse care because of cost concerns—with deductibles cited as the key driver."
— Physicians Advocacy Institute
Wellthcare changes that.
With $0 co-pay and $0 deductible care, employees use Wellthcare first — instead of avoiding care or triggering major medical claims.
That leads to: Fewer claims, less waste, healthier employees, and better retention
Employee benefits they actually use — and feel good about.
Today, most employees avoid healthcare because they can't afford deductibles and out-of-pocket costs.
YOU help remove those barriers.
Employees receive $0 copay, $0 deductible care (urgent, primary, Rx, labs, mental health).
Personalized care plans supported by nurse practitioners.
Hospital bills reduced on average by 70%.
Automatic Pension contributions
Free money to spend.
Instead of avoiding care, employees get healthier, happier, and wealthier.
CEO's, C-Suite Executives know their HR teams want to help employees — but are often constrained by cost, complexity, and limited tools.
YOU are the one that changes that.
Companies and their HR teams love us because:
Employees finally use their healthcare
Financial barriers disappear — no deductibles blocking care
Preventive self-care is rewarded, not lectured
Employees become healthier, happier, and wealthier
There is zero disruption to existing healthcare or retirement plans
And HR gets time back; we handle all care and billing questions. Less admin. More impact.
“When employees, employers, and HR teams all win — the system finally works…”
What We're Looking For—and What We're Not
1. We Value Quality Over Quantity
We are not a company focused on mass recruiting in the hope that some agents succeed. Instead, we carefully select professionals who are committed to building a long-term career and book of business that pays every month.
We also don't make unrealistic income claims. The earning potential is six to seven figures because you are compensated for every qualifying employee you enroll.
A qualifying employee is someone who is eligible to participate in a Section 125 plan. Qualifying events are specific life or coverage changes that allow employees to make mid-year pre-tax benefit election changes under IRS guidelines.
2. We Want Professionals Committed to Excellence
We're seeking disciplined, focused, Life and Health licensed agents who are motivated to excel. The ideal candidate learns quickly, retains information, and is prepared to make an immediate impact.
We're not looking for agents who are only interested in closing one deal and moving on. We value long-term commitment and relationship building.
3. Relationship Builders
Success in this role requires the ability to build lasting relationships and communicate confidently with employees, business owners, and all levels of management.
4. Ethics and Integrity Come First
Professionalism, honesty, and integrity are non-negotiable. We expect every agent to represent themselves and our organization with the highest ethical standards.
5. Continuous Learning
Our agents participate in weekly training sessions, embrace ongoing education, work independently, and maintain a positive, win-win mindset.
6. Work-Life Balance
We believe long-term success comes from maintaining a healthy balance between professional responsibilities and personal or family life. We encourage our agents to intentionally allocate time and energy to both.
7. Independent, Not Captive
Our agents are independent—not captive. Our business model allows you to maintain your independence while offering a unique solution that sets you apart in the marketplace.
Candidates with experience selling traditional employee benefits, such as Aflac, Colonial Life, or other supplemental insurance products, are strongly encouraged to apply.
Unlike traditional supplemental benefits that require employees to pay out of pocket, our program provides no-cost employee benefits that can make a meaningful difference in their financial and overall well-being. Our offerings include valuable health-related benefits as well as a retirement derived from savings not out of pocket designed to help employees build a retirement—without adding to their monthly expenses.
Compensation:
70-90%
Bonus Pools
100% Progressive Leadership positions
If you're passionate about helping employers provide real value to their employees while offering a unique benefits solution, we'd love to hear from you.
Interested licensed agents, please forward the following:
A cover letter summarizing why this opportunity is a good fit for you.
Five personal or professional attributes that make you a strong candidate.
Your current resume.
We look forward to reviewing your application.
