WE NEED LEAD GENERATORS TO CREATE LEADS FOR OUR SETTLEMENT BROKERS. A LEAD IS SOMEONE WHO WOULD LIKE TO HAVE CASH FOR THEIR LIFE INSURANCE POLICY INSTEAD OF THE POLICY. This is called a life settlement. Life settlements allow a life policy holder, in most cases 65 years or older, to obtain cash for unwanted or unaffordable policies. More than ever, seniors find that they need cash for living expenses instead of their existing policies. There are 62 million people in the U.S. who are 65 and older, 1 in 6 Americans (and growing). Although statistically 90% of seniors do not know they have this option, life settlements were established and legalized in 1911 through a Supreme Court decision (Grigsby v Russell) which deemed a life insurance policy an asset that can be sold. Warren Buffett is inspired by the growth of the industry as IT IS ALREADY A $13 BILLION DOLLAR INDUSTRY AND 90% OF THE SENIOR MARKET ARE STILL NOT AWARE THAT THEY HAVE THIS OPTION. Buffett has a large stake in the life settlement industry that is outlined in "Berkshire Settlements". There are 2.5 million seniors a year who will walk away from their life insurance policies with little or nothing, a loss of $100 million in benefits to the policy holders.
Below are a few examples of our recent life settlement cases and how seniors were helped.
1. A 66-year-old man had a term insurance policy that was reaching the end of its term. He sold the policy for $75,000. He was on the verge of walking away with nothing as most people do because THEY DO NOT KNOW THAT THEY HAVE THIS OPTION.
2. A current client with a $200,000 universal life policy with $600 cash in it. The client didn't need it anymore and didn't want to put anymore money in it. So instead of surrendering the policy for $600 she cashed a check for $95,000 for selling the policy.
3. A 66-year-old woman with multiple sclerosis had a $150,000 term policy that she didn't need anymore but needed the money for her care needs. The product was marketed for $25,000 giving her the financial cushion she wanted.
4. A 78-year-old man with cancer had a $250,000 term policy and didn't need the policy because the home was paid off. The opening offer for the policy was $15,000. By using a good life settlement broker who marketed the policy, he eventually sold it for $128,000. (Settlement brokers take bids from individuals, groups, and companies to get the most money for their client, the policy holder.)
5. A 58-year-old had a $1.6 million universal life policy. The family didn't need the life insurance and he wanted to buy a ranch. He sold the policy for $350,000 (the opening offer was $125,000).
We work in 50 states and we provide our lead generators with the following:
.....UNLIMITED FREE LEADS AND A SCRIPT
.....ongoing backup in our offices available all day long if you have questions or need any help
.....ongoing updates on all leads so that you know what is going on with your leads
.....marketing material, including a customized flyer, for those who want to go to senior centers/gatherings
.....lead generators also get leads from their warm market, if they want, by asking their warm market, people who are 65 and older, "Would you rather have cash for your life insurance policy instead of the policy?" A yes answer is a lead that goes to one of or settlement brokers.
.....nothing complicated here....and if you can send an email and receive an email, that is all the technology you need to know, and you are always dealing with people, not AI
.....no experience required - we give you everything you need
.....no license required
The commission for our settlement brokers is $5,000 and up. The largest commission we have seen was a triple play, 3 sales with one client; a term conversion, life settlement, and annuity, for a total commission to the settlement broker of $647,940. Yes, this was an exceptional case, however, it happened. Commissions can be very large. While policy holders received $1.1 billion dollars in payouts last year from selling their policies, agents earned $96 million dollars.
We pay our lead generators a MINIMUM of $2,500 for each lead that evolves into a life settlement. When our commission is more, then we pay lead gens 50% of our commission, 50/50 split. We also pay lead gens for the referral business we receive from their leads. All leads go to one of our settlement brokers who are the top settlement brokers in the country. There is never any cost to the client.
If you would like to do some checking, you can look at these sources:
.....rehburglifesettlements.com - she is one of the top settlement brokers in the country
.....Lisa Rehburg YouTube
.....check google for "life settlements"
.....or we will be happy to answer any questions you may have
Dallas Beardsley 0B12084
dallasbeardsleyinsurance.com
Licensed in Insurance and Financial Services since 1993
If this sounds like it may be a fit for you then call our corporate offices at 888-489-0130, ext. 456, for an overview of this opportunity. Listen to it as many times as you like, speak clearly, and leave your name and number twice (at a number you can be easily reached) if you would like to speak to us. WE WILL BE CALLING YOU BACK FROM A 562 AREA CODE NUMBER.
Thank you
