Only candidates with US Work Authorization will be considered.
Position Summary:
- The EDD/HR Investigator I is responsible for supporting the Bank’s BSA/AML/OFAC Compliance Program through the review, investigation, and monitoring of high-risk customer relationships, enhanced due diligence (EDD) activities, KYC/CIP documentation, sanctions-related matters, and adverse media reviews.
- This role assists in identifying and mitigating financial crime risks by conducting detailed research, analyzing customer information, reviewing onboarding documentation, and supporting account monitoring processes in accordance with applicable Federal and State regulations, the Bank Secrecy Act (BSA), AML/CFT requirements, and internal policies and procedures.
- The ideal candidate is analytical, detail-oriented, organized, and capable of managing multiple priorities in a fast-paced banking environment while maintaining high-quality and audit-ready work standards.
Scope of Responsibilities:
- Review and investigate escalated prospect and customer accounts related to Politically Exposed Persons (PEPs), sanctions exposure, adverse media, and other high-risk indicators.
- Conduct enhanced due diligence (EDD), negative news searches, online research, and subscription-based database reviews in support of onboarding and ongoing monitoring activities.
- Review OFAC alerts and potential sanctions matches, including research, analysis, documentation, and disposition recommendations.
- Identify, analyze, and timely escalate unusual activity, inconsistencies, or risk concerns to management when appropriate.
- Review new prospect accounts and KYC/CIP documentation to ensure completeness, accuracy, and compliance with regulatory and internal requirements.
- Develop a strong understanding of the Bank’s KYC, CIP, due diligence, and account onboarding framework to support departmental objectives.
- Assist with daily monitoring system input, reconciliation processes, and account monitoring activities.
- Perform post-reviews of digital/virtual accounts and Level 1 & 2 accounts approved by the Customer Review and Approval Department.
- Ensure all case files, reviews, and supporting documentation remain accurate, audit-ready and properly documented.
- Meet or exceed established service level agreements (SLAs), productivity expectations, and quality standards.
- Strong attention to detail with ability to produce accurate and quality work under tight deadlines and minimal supervision.
- Embrace continuous change and adapt effectively to evolving regulatory expectations, technologies, and business needs.
- Assists management with metrics and logs for KPI (Key Performance Indicators) and KRIs (Key Risk Indicators) within the unit.
- Recommend process enhancements, operational efficiencies, and best practices to strengthen the Bank’s AML/CFT compliance framework, and coach or train less senior staff members as needed.
- Other duties as assigned.
Qualifications and Experience:
- Associate degree required.
- CAMS, AMLCA, or other AML/BSA-related certifications preferred or in progress.
- Minimum of 2 years of banking, BSA/AML, compliance, operations, investigations, or related financial services experience
- Knowledge of BSA, AML, OFAC, CIP, KYC, and due diligence regulatory requirements preferred
- Experience reviewing high-risk customers, PEPs, or adverse media preferred.
- Strong analytical, organizational, investigative, and problem-solving skills.
- Ability to prioritize tasks, manage deadlines, and work independently with minimal supervision.
- Proficient in Microsoft Office Suite, including Excel, Word, and Outlook.
Languages:
- English and Spanish: Fluent (written and verbal).
- Portuguese: Proficiency is a plus.
Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
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