Job Description

This role will be based in Newark (DE), Philadelphia (PA), Iselin, (NJ) or Johnston (RI) and will be hybrid (4 days in office, 1 day working from home).

Specific responsibilities include:

Oversee budgeting, forecasting, and financial analysis for the credit card division.
Manage and monitor credit card financial performance metrics and KPIs.
Collaborate with cross-functional teams to drive financial initiatives and support business growth.
Provide insights and recommendations to senior management based on financial analysis
Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income.
Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes
Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
Present and discuss actuals and forecasts with business unit leaders
Support ad hoc analysis and business plans to justify and promote growth initiatives
Providing tactical balance sheet support for the division:
- Manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity
- Manage the balance sheet monthly close process, including estimation and communication of preliminary results

Required Skills/Experience:

Experience in finance. Credit Card (preferred) and/or Consumer Lending experience
Strong analytical skills and proficiency in financial modeling
Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners
Proven track record of strategic thinking and problem-solving
Demonstrated ability to think deeply and understand the big picture
Experience operating in a dynamic, fast-paced, professional environment. Must have the ability to prioritize tasks and responsibilities needing to be accomplished, work independently, and organize resources in order to achieve desired results
Strong financial analysis foundation creating projections and models
Detail oriented, diligent, with strong organizational and analytical skills
Understanding current events and issues in banking, especially the economic and interest rate environment.
Strong Microsoft Excel, PowerPoint, and Word skills
Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View

Education, Certifications, and Other Professional Credentials:

Undergraduate degree in Finance, Accounting, Economics, Business Management or related field required
Master's degree or other financial certifications preferred (MBA, CFA, CPA)

Hours & Work Schedule:

Hours per Week: 40 Hours

Work Schedule: Monday through Friday (4 days in office, 1 day remote)

#LI-CITIZENS2

Pay Transparency

The salary range for this position is $99,000-$127,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to, the budget, work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

Citizens will not sponsor an applicant for a work visa, such as an H-1B, for this position.

Citizens Bank

New Jobs

Finance Manager