This job was posted by https://www.kansasworks.com : For more
information, please see: https://www.kansasworks.com/jobs/13687854
*First Federal Bank of Kansas City is one of the largest mutually owned
banks in the Midwest and has been a strong banking and lending partner
to families in Kansas and Missouri for decades. *We are a
community-oriented, culture-focused, progress-driven organization on a
mission to help people, businesses, and communities build a better
financial future.
At First Federal, youll be supported by diverse, talented, energetic
individuals moving toward a common vision of prosperity and a home for
all. Youll have boundless opportunities for growth whether its personal
or professional development to reach your career goals, company events
to strengthen your connections, or volunteer work to champion our
community partners.
Your success is our success. When our employees feel valued, our
customers feel valued, and our community grows.**
Hear what our team members have to say:
https://www.youtube.com/watch?v=GNPKmutbydo{cke-saved-href="https://www.youtube.com/watch?v=GNPKmutbydo"}
We\'re looking for an experienced Mortgage Loan Closer to join our
lending team and play a critical role in bringing approved residential
mortgage loans across the finish line. In this position, you\'ll serve
as the final quality checkpoint before funding, ensuring loan files are
accurate, complete, compliant, and ready to close.\
\
If you\'re highly organized, detail-oriented, comfortable managing
multiple deadlines, and enjoy being the person others rely on to make
sure everything comes together, we\'d love to meet you.
WHAT YOU\'LL DO
Manage an assigned pipeline of residential mortgage loans from
approved status through closing and funding, keeping files moving
efficiently and meeting contractual and regulatory deadlines.
Review approved loan files and identify outstanding conditions,
including title requirements, liens, insurance, private mortgage
insurance, and other items required prior to closing.
Coordinate with Loan Officers, Processors, Underwriters, title
companies, settlement agents, attorneys, insurance agents, taxing
authorities, and borrowers to obtain outstanding documentation and
resolve issues.
Prepare and verify accurate closing figures and documentation,
ensuring information reconciles across the Loan Estimate, Closing
Disclosure, title documents, and other closing materials.
Prepare and input closing figures and documentation in Encompass for
Portfolio, Conventional, FHA, VA, USDA, and other Bank mortgage
products.
Review and transmit complete closing packages to title companies and
settlement agents in a timely manner to support compliant Closing
Disclosure delivery and TRID-required timelines.
Serve as a knowledgeable resource for Loan Officers, Processors,
title companies, settlement agents, and borrowers regarding closing
requirements, figures, documentation, and timing.
Coordinatewith internal partners to resolve last-minute conditions,
discrepancies, and changes prior to closing.
Complete compliance reviews and independently research and resolve
issues identified through Mavent (or successor) compliance review
tools.
Disburse loan proceeds, prepare closed loan files for shipping to
investors and warehouse lenders, and input and verify daily wire
transfers.
Maintain accurate records and protect the confidentiality of
sensitive borrower and Bank information.
Provide exceptional service to both internal partners and external
customers throughout the closing process.
Provide cross-functional support for loan processing duties across
mortgage files, HELOC files, and auto loans as needed. Comprehensive
training on the processingside will be provided.
Complies with all applicable banking laws and regulations,
including, but not limited to, the Bank Secrecy Act, USA Patriot
Act, and related anti-money laundering statutes; and, federal
consumer protection legislation and regulations.
WHAT WE\'RE LOOKING FOR
High school diploma or GED required; Associate\'s or Bachelor\'s degree
preferred.
At least three (3) years of related experience an/or training in
residential mortgage lending, covering the full loan lifecycle from
origination through closing and shipping.
Direct experience with Encompass or a comparable Loan Origination system
is strongly preferred.
Demonstrated ability to independently manage a full closing pipeline
with a high degree of accuracy and accountability.
Strong communication skills - both written and verbal.
Strong organizational skills with the ability to prioritize competing
closing deadlines across multiple files.
High attention to detail and commitment to regulatory accuracy and
timeliness
Ability to complete ongoing investor and federal/state regulatory
training is required as a condition of continued employments
Solid math skills with the ability to calculate figures a
