Large Loss Estimator

Full-Time | Mt. Clemens/Macomb, MI | $100,000 - $120,000 DOE

Position Overview

Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. You will estimate and manage high-value commercial, industrial, institutional, and complex residential restoration projects resulting from fire, water, storm, environmental, and catastrophic losses. Many of these projects exceed $1 million in loss value.

The ideal candidate has extensive large-loss restoration experience, advanced Xactimate skills, and the ability to work with insurance carriers, consultants, engineers, and clients throughout the project lifecycle.

You will develop comprehensive estimates, take part in project scoping meetings, negotiate with carriers, manage budgets, and support operations teams so projects finish safely, efficiently, and profitably.
Key Responsibilities

Prepare detailed, accurate, and timely estimates for large commercial, industrial, municipal, healthcare, educational, and high-end residential restoration projects, including losses over $1 million.
Develop comprehensive scopes of work using Xactimate, Xactimate Sketch, and supporting estimating software.
Conduct on-site inspections to assess fire, water, storm, mold, environmental, and catastrophic damage.
Create complex floor plans, sketches, and supporting documentation.
Meet with property owners, insurance adjusters, consultants, engineers, and third-party administrators (TPAs) to review project scope and negotiate settlements.
Manage multiple high-value projects at once while maintaining schedule, budget, and quality expectations.
Prepare revised estimates, supplements, change orders, and supporting documentation throughout the project lifecycle.
Review subcontractor proposals, vendor pricing, labor costs, and material pricing to ensure estimate accuracy.
Work closely with Project Managers and Operations teams to transition projects from estimating through completion.
Maintain accurate job budgets and identify cost overruns before they affect profitability.
Ensure compliance with all local, state, and federal building codes and industry standards.
Identify potential environmental hazards, including asbestos, lead, mold, and other hazardous materials.
Build strong relationships with insurance professionals, adjusters, consultants, brokers, property managers, and commercial clients.
Assist in emergency response efforts for catastrophic events when required.
Maintain complete documentation in company systems and ensure estimates meet company standards.
Participate in ongoing professional development and industry training.
Maintain the company vehicle and equipment in safe, serviceable condition.
Complete all required accident, injury, and incident reports in a timely manner.
Follow all company safety policies, procedures, and operational guidelines.

Requirements

Minimum 5+ years of experience estimating large commercial restoration losses.
Extensive experience with fire, water, storm, mold, and catastrophic restoration projects.
Expert-level proficiency with Xactimate and Xactimate Sketch.
Proven experience preparing estimates in the six- and seven-figure range, including losses over $1 million.
Strong understanding of commercial construction methods, restoration practices, and building systems.
Experience negotiating directly with insurance carriers, TPAs, consultants, and adjusters.
Ability to interpret construction drawings, blueprints, and specifications.
Thorough knowledge of applicable building codes and industry standards.
Strong understanding of mitigation, reconstruction, structural drying, demolition, containment, deodorization, and environmental remediation.
Ability to prioritize multiple complex projects under strict deadlines.
Excellent budgeting, analytical, organizational, and problem-solving skills.
Strong verbal and written communication skills.
Exceptional customer service and relationship-building abilities.
Professional demeanor with the ability to represent Our Client in front of high-profile commercial clients.
Willingness to travel to project sites as needed, including catastrophe response assignments.
Valid driver's license with an acceptable driving record.

Preferred Qualifications

IICRC certifications (WRT, ASD, FSRT, AMRT, OCT, CDS, or equivalent).
Experience with large-loss insurance claims and TPA programs.
Commercial estimating experience in healthcare, education, manufacturing, hospitality, municipal, or industrial facilities.
Knowledge of Matterport, DocuSketch, MICA, Dash, or similar restoration technologies.
Experience with Microsoft Office Suite and construction management software.
Bachelor's degree in Construction Management, Engineering, Business, or a related field preferred but not required.

Physical Demands

Frequent lifting of up to 50 pounds.
Ability to walk active construction sites and disaster areas.
Ability to climb ladders, navigate uneven terrain, and access damaged structures.
Ability to sit, stand, bend, kneel, crouch, and climb for extended periods.
Manual dexterity for keyboarding, measuring, and documentation.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Why You'll Love It Here

Our Client offers competitive compensation and a comprehensive benefits package, including:

Competitive salary based on experience
Performance bonus opportunities
401(k) with company match
Medical, dental, and vision insurance
Life and disability insurance
Employee Assistance Program (EAP)
Paid holidays and paid time off (PTO)
Ongoing training and professional development
Real career advancement opportunities

Compensation: $100,000 - $120,000 DOE
Take the Next Step

Million-dollar losses need a million-dollar estimator. Apply now to join a growing restoration team where your expertise drives results. Send your resume today, and let's talk about what you can build with us.
Disclaimer

The statements herein describe the general nature and level of work performed by employees. They are not an exhaustive list of responsibilities, duties, or qualifications required of personnel assigned to this position.

United Water Restoration Group

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