Our Mission

Bridge exists to make access to capital easier for growing businesses. Backed by Citi, TTV Capital, US Bank, and Correlation Ventures, we closed more than $500 million in loans last year and are growing fast. We have built game-changing partnerships with several Fortune 500 companies, including Walmart, and recently formed a large dedicated capital program with a multi-billion dollar fund to finance production for CPG brands. Our production financing solves the front half of the cash conversion cycle that traditional lenders miss, and we now have both the data advantage and the capital to bring a best in class solution to market at scale.

About the Role

Bridge is seeking an Associate, Credit & Underwriting to join the team behind our purchase order financing activities serving growing CPG brands. You will underwrite real transactions from day one on Bridge's AI-powered underwriting platform, working directly with brands selling into major retailers like Walmart and with Bridge's senior leadership to deliver credit decisions that are faster, sharper, and better supported than anything traditional lenders offer.

This is not a role where you run someone else's checklist. Bridge has built a modern underwriting platform where AI handles the manual work and the underwriter focuses on judgment. You will work live deals alongside senior credit leadership, then help make the platform smarter with every transaction. If you have commercial lending experience and find yourself frustrated by how much of underwriting still lives in static spreadsheets, this role was designed for you.

You will work closely with credit leadership, origination, product, and engineering.

Underwriting and Credit Analysis

Work directly with growing CPG brands and Bridge senior leadership to deliver a best-in-class underwriting experience, from first conversation through credit decision
Underwrite PO finance opportunities on Bridge's AI-powered platform, evaluating borrower financials, purchase orders, supplier terms, end buyer credit quality, and margin resilience with retailer data and models doing the heavy lifting
Prepare AI-assisted credit memos and supporting materials for credit committee, with clear, well supported recommendations, and pressure test the platform's outputs with an underwriter's judgment
Run technology driven diligence workflows, using AI and new data sources to process volumes of information that traditional lenders review by hand

Portfolio Monitoring

Monitor portfolio performance through Bridge's platform, using automated early warning indicators, covenant tracking, and borrowing base surveillance rather than manual reporting cycles
Analyze supply chain and repayment data across the portfolio, applying AI to surface signals at a scale manual review cannot match and flag emerging risks early
Support draw reviews, annual reviews, and remediation work on challenged credits

AI, Data, and Platform

Sit at the intersection of AI and underwriting: apply models, retailer transaction data, and supply chain data to sharpen credit analysis on every deal
Partner with product and engineering to test, refine, and improve Bridge's scorecards, decisioning models, and AI workflows, bringing an underwriter's eye to how they should work
Identify where manual steps in the underwriting process can be replaced by AI and automation, and help make it happen
Contribute to the feedback loops that turn each funded transaction into smarter models and better underwriting insight for the next one

Team and Stakeholders

Support senior credit leadership in preparing materials for capital partners and internal reviews
Coordinate with sales and operations to keep deals moving through diligence, approval, and funding
Build fluency in Bridge's credit policy and help keep documentation standards high across the book

Qualifications and Experience

2 to 7 years of experience in commercial credit, asset based lending, factoring, trade finance, or specialty finance, with hands on underwriting or portfolio analysis responsibility
Strong financial analysis and modeling skills, including comfort working through borrower financials, working capital dynamics, and cash conversion cycles
Genuine comfort working in and around data: you would rather query a dataset than skim a summary of it, and you notice when numbers do not tie
Curiosity about how models, scorecards, and automation can improve credit decisions, and enthusiasm for helping build them rather than just using them
Exposure to CPG brands or suppliers selling to large retailers or national accounts is a plus
Experience with and a deep interest in leveraging the latest tools as they evolve, and putting them to work in real underwriting
Clear written communication, with the ability to distill complex credit analysis into concise, decision ready memos
Ownership mentality and comfort operating in a fast moving, high growth environment where processes are still being built

Why Join Bridge?

Learn by building: underwrite real transactions while helping design the credit tools and processes of a new business line at a fast growing fintech that closed more than $500 million in loans last year
Leverage game-changing partnerships: analyze growing CPG brands through Bridge's partnerships with several Fortune 500 companies, including Walmart, using data and relationships that are difficult for traditional lenders to replicate
Build with serious capital: join a program powered by a large dedicated capital vehicle backed by a multi-billion dollar fund, purpose built for CPG production financing
Work directly with leadership: sit close to senior credit decision makers and see how a credit program gets designed, defended, and scaled
Shape the product: bring an underwriter's perspective to product and engineering as they build the tools that make PO financing faster, smarter, and more transparent
Redefine an entire category: help build a technology and data driven model for PO finance that can become the new standard for how suppliers access working capital
Mission driven environment: join a founder led company backed by Citi, TTV Capital, US Bank, and Correlation Ventures, committed to making financing efficient, transparent, and accessible for growing businesses across the country

Compensation and Benefits

Competitive base salary with annual performance bonus potential
Participation in the company stock option plan
Comprehensive health coverage including medical, dental, and vision plans, plus 401(k) with company contribution
Flexible, collaborative work environment

Bridge is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender identity, sex, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law or company policy.

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Associate, Credit & Underwriting, Purchase Order Finance