Overview

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.

Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers.

Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!

This role offers hybrid flexibility out of our Greenville, SC office.

Responsibilities

As a Senior Financial Analyst, you will play a critical role in developing financial models, analyzing financial data, supporting the management reporting package, and providing key insights to support strategic business decisions.

Financial Strategy & Planning:

Develop, update, and maintain comprehensive financial models to analyze and forecast risk adjusted revenue, expenses, debt and other balance sheet items, as well as statement of cash flows
Support annual operating budget, strategic plan, and quarterly forecast processes
Utilize industry best practices and financial modeling techniques to enhance the accuracy and efficiency of financial reporting and forecasting processes

Reporting & Analysis:

Take ownership of management reporting package that would be presented to the senior Executives and Board of Directors, identify key drivers of variances between actual and forecasts, ensure data accuracy and consistency
Conduct thorough analysis of financial data, identify trends, and provide meaningful visual graphs and insights to support strategic decision-making processes
Monitor and evaluate key financial metrics, identify areas for improvement, and recommend actionable solutions to optimize financial performance

Team Collaboration:

Collaborate with various teams across the organization to gather relevant financial information and insights to develop accurate financial models and forecasts
Work in a matrix environment and effectively manage relationships with business stakeholders to ensure successful completion of financial analysis and ad hoc projects under tight deadlines
Communicate complex financial analysis findings and recommendations in a clear and concise manner to senior management and other stakeholders

Qualifications

Skills and Experience:

Thorough understanding of the inter-relationship of income statement, balance sheets and statement of cash flows
Experience in building and managing financial models and long-range planning and scenario-based modeling
Strong knowledge of capital structure, three-statement financial modeling these areas is preferred
Ability to create process improvements with automation and analysis
Demonstrated critical thinking and analytical problem-solving skills
Consumer lending/ financial services industry experience preferred
Strong communication skills, with the ability to clearly convey complex financial concepts and recommendations to non-financial stakeholders
Demonstrated ability to work effectively in a matrix and remote work environment and collaborate cross-functionally with various teams
Exceptional organizational and time management skills with the ability to prioritize tasks and meet tight deadlines.

Education and Equivalent Experience:

Bachelor degree required; Concentration in Finance, Accounting, or equivalent preferred; a Master's degree or equivalent professional certifications (CFA, CPA) highly preferred
Minimum of 4 years of financial reporting and/ or financial analysis experience including budgeting, forecasting, planning, and management reporting. Additionally open to audit potentially being part of that experience.
Experience working with large-scale data and reporting tool, proficient with advanced Excel functions is required. Proficient with PowerPoint presentations and creating graphs and various visuals
A working knowledge of SQL or Python and other financial ERP system (e.g., OneStream, Sigma) is preferred

This role offers hybrid flexibility out of our Greenville, SC office.

Base Salary: $80,000 - $105,000

The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.

All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match.

This employer participates in E-Verify for US-based hires.

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EEO Statement

Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.

Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end in @attainfinace.com, @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca.

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